Terms of Service

These Terms of Service govern your use of FutureLearn Fund and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should discontinue use of our platform immediately. We reserve the right to modify these terms at any time, and your continued use of our services following such modifications constitutes your acceptance of the updated terms. It is your responsibility to review these terms periodically to ensure you remain informed of any changes. We provide education funding guidance and information resources designed to help families in Malaysia plan for their children’s educational expenses. Your use of our platform indicates your understanding and acceptance of all outlined terms and conditions.

As a user of our platform, you agree to use our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of our website. You must not harass or cause distress or inconvenience to any person, transmit obscene or offensive content, or disrupt the normal flow of dialogue within our platform. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of our services without our explicit permission. When accessing our resources on education funding, SSPN savings schemes, and tuition cost planning, you commit to using the information responsibly and in accordance with Malaysian regulations. You will not attempt to gain unauthorized access to our systems or databases. We expect all users to treat our content with respect and acknowledge that the information provided is for informational purposes to support your family’s education planning decisions.

All content on our platform, including text, graphics, logos, images, audio clips, and software, is the exclusive property of our organization or licensed to us by third parties and is protected by international copyright laws. The compilation and arrangement of all content on our website is the exclusive property of our organization and is protected by copyright laws. You may access and view our educational materials and planning resources for personal use only. Reproduction, distribution, transmission, or modification of any content without our prior written consent is strictly prohibited. This includes our guides on education fund estimation, SSPN scheme overviews, scholarship awareness resources, and structured savings approaches. You may not use our content for commercial purposes, public display, or any other purpose beyond personal educational planning. We respect intellectual property rights and expect our users to do the same when utilizing our resources and information on Malaysian education funding strategies.

Our platform and all information, content, and materials provided are offered on an “as-is” basis without warranties of any kind. We make no representations or warranties regarding the accuracy, completeness, or reliability of the information provided on education fund planning, tuition cost estimations, SSPN savings schemes, or scholarship resources. To the fullest extent permitted by law, we disclaim all implied warranties including merchantability, fitness for a particular purpose, and non-infringement. We shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services. This includes losses related to education funding decisions made based on our information. While we strive to provide accurate and helpful guidance for Malaysian families planning education expenses, the actual costs and availability of scholarships may vary. You acknowledge that financial and educational decisions should be made after consulting with qualified professionals and conducting your own research.

We reserve the right to terminate or suspend your access to our platform at any time, with or without cause, and with or without notice. Reasons for termination may include violation of these terms, misuse of our services, or engaging in unlawful activities. Upon termination, your right to use our platform ceases immediately, and you must discontinue all access to our resources. We may also terminate service to comply with legal obligations or to protect the integrity of our platform. If you wish to terminate your use of our services, you may do so by ceasing to access our website. Termination does not relieve you of any obligations incurred prior to the termination date. We will make reasonable efforts to preserve any information you have submitted through our education planning tools. However, following termination, we may delete your account data in accordance with our data retention policies. Any provisions of these terms that by their nature should survive termination, including intellectual property rights and limitation of liability, shall continue in effect.